Payment Assist Partners with Purchase Direct to Bring Interest-Free Car Repair Finance to Millions

and holding a smartphone showing a successful payment screen, illustrating interest-free car repair finance through BNPL services.

Payment Assist Partners with Purchase Direct to Bring Interest-Free Car Repair Finance to Millions

Payment Assist Partners with Purchase Direct to Bring Interest-Free Car Repair Finance to Millions 1200 628 Payment Assist Blog

Payment Assist can now announce a partnership with procurement group Purchase Direct to deliver a Buy Now, Pay Later (BNPL) solution across the UK’s franchised dealer network. This collaboration makes it easier for drivers to spread the cost of their repairs with zero fees and interest-free monthly payments, which simplifies transactions.

It’s a partnership that’s mutually beneficial. Dealerships benefit from a greater level of operational efficiency, and drivers get an easier way to manage the cost of keeping their car roadworthy.

Why it Matters for Car Dealerships

Dealers are set to gain a lot from the partnership. Unexpected repairs are often where customers hesitate to go ahead, and if repair centres are able to offer flexible payment terms delivered through a simple platform, they can increase amber work conversion and boost retention.

Because the Payment Assist system plugs straight into Purchase Direct’s payment platform, it also enhances transaction reporting. Businesses can expect to see a reduction in the time spent chasing payments, which reduces administrative burden and improves operational efficiency.

Mechanic inspecting the underside of a car in a workshop, highlighting the cost of car repairs and flexible BNPL payments.

Why This Matters For Drivers

Unexpected repairs are a financial burden on drivers across the UK. Often, such repairs can be highlighted during routine checks like MOTs, presenting motorists with a bill they hadn’t been able to budget for. For jobs like brakes, tyres, and suspension, immediate attention is usually required, which makes access to interest-free car repair finance crucial.

It is in this context that partnering with a procurement group like Purchase Direct makes a tangible difference. Instead of being met with the total repair cost up front, drivers can now spread the cost of car repairs across monthly payments with no added fees or hidden interest. It provides a simple, transparent solution that ensures drivers do not have to choose between road safety and affordability.

Purchase Direct’s simple, ergonomic payment platform already supports almost two-thirds of the franchised dealer network, so the flexible payment option is directly available at the point of payment. The process is simple to use, offering motorists a clear box-tick to choose monthly payments instead of a single bill.

Driver holding the steering wheel inside a car, representing buy now, pay later (BNPL) flexibility for motoring costs.

Voices From The Partnership

“Adding Payment Assist technology to our dealer platform is an important step forward. Consistent growth in the BNPL sector shows there is customer demand, and dealer interest is high, thanks to the promise of increased revenue. Ultimately, it’s the driver that benefits most, with affordable monthly payments making it easy to keep their vehicle to the highest standard on the road, so we’re delighted to be working with Payment Assist.” – Sharon Landau, project manager at Purchase Direct.

“Our partnership with Purchase Direct is hugely beneficial in all areas. Adding our BNPL offering to their payment platform will make it easier for customers to pay and for garages to get paid. Minimised up-front costs for drivers, thanks to our flexible, interest-free payments, is a valuable benefit for Purchase Direct customers, and we are excited to bring Payment Assist’s products to such a wide audience.” ­ Marcus Gregory, CEO of Payment Assist

 “This collaboration represents a major milestone in our growth strategy. Purchase Direct’s reach across the franchised dealer sector, combined with our trusted finance solution, creates a powerful proposition for the market. We know from experience how valuable the right payment options can be — for drivers and for dealers.” – Chris Masters, Chief Commercial Officer at Payment Assist.

Need Interest-Free Payments That Work For You?

At Payment Assist, we are proud to be a leading provider of interest-free finance for automotive repairs and servicing. We work with garages, dealerships, and service providers across the country to make it easier for customers to afford the work they need. Our zero-interest, fee-free monthly payment plans remove the pressure of upfront repair bills, helping drivers spread the cost fairly and responsibly. For dealers and garages, our solutions boost conversion rates, retention, and revenue.

If you want to know more about how Payment Assist can support your business, or if you are a driver looking for garages that offer our plans, please contact us today.

FAQ

What does Buy Now, Pay Later mean in car servicing?

It allows drivers to spread the cost of car repairs or servicing into monthly instalments rather than paying everything up front.

Do BNPL options affect credit scores?

We simply check that your card has adequate funds to pay the initial deposit and that your address matches. There is no footprint left on your credit status.

Is it safe for garages to use BNPL solutions?

Yes. Approved BNPL providers handle the payment process securely and ensure garages get paid quickly, reducing financial risk.

Why are more industries moving to BNPL?

Customers prefer manageable monthly payments. It boosts sales and makes services more accessible.

Can BNPL work for emergency repairs?

BNPL is often most helpful in unexpected situations, allowing repairs to be carried out immediately while payments are spread over time.

Graphic with text asking about a BNPL solution for drivers and dealerships, linking to interest-free car repair finance options.

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